HOUSING MARKET RANKINGS

Where buyers are most financially stretched. Higher score = harder to afford a home relative to local incomes.

Most vulnerable to a price correction. High inventory, rising price cuts, and slowing demand signal trouble ahead.

Most affordable relative to local incomes. These markets have healthy payment-to-income ratios and balanced supply.

Highest median home prices. Expensive doesn't always mean stressed — high-income metros can support high prices.

Lowest median home prices. Affordable markets often have room for price growth but may face economic headwinds.

Highest % of income going to housing. HUD considers 30%+ 'cost-burdened.' These metros far exceed that.

Highest price-to-rent ratio. Above 20x means buying costs far more than renting — renting may be the smarter move.

Lowest price-to-rent ratio. Below 15x means buying is cheaper than renting — strong case for homeownership.