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Nat47
74 stressed
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Search any city or zip code. Get a stress score, crash risk, and 12-month forecast. Free.

195 metros21K+ cities26K+ zipsUpdated daily
Stress Level
SAFE0–25
WATCH26–50
STRESS51–75
DANGER76–89
CRITICAL90–100
30YR6.58%
FED3.63%
NEXT FED47dSep 16
SENTIMENT44.8
STARTS1.4K
July 28, 2026
44% of Americans live in stressed markets128M people
Stress 44%
Watch 50%
Safe 6%
MOST STRESSEDRankings
1CharlestonSC
71
58 risk
2OlympiaWA
70
69 risk
3KennewickWA
69
60 risk
4SeattleWA
69
48 risk
5SpokaneWA
68
54 risk
6MilwaukeeWI
67
51 risk
7BaltimoreMD
66
52 risk
IMPROVING
El Paso-7Greenville-5Virginia Beach-5Clarksville-4Pensacola-3
DECLINING
Augusta+22Evansville+22Cedar Rapids+21Charleston+21Kingsport+21
WEEKLY BRIEFING

Every Monday — score changes, top movers, and what shifted. Free.

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WHAT IF RATES CHANGE?

Simulate how a Fed rate decision could impact housing stress.

Rate Change-0.5%
-2% CutNo Change+2% Hike
30yr Rate6.1%from 6.6%
Score50
+3
ImpactSome Relief195 metros

A 0.5% cut would bring the 30-year to 6.1%, reducing payments ~$30 on a median home. ~76 of 195 metros in stress.

Estimated. Actual impact depends on mortgage market response time.

ALL METROS

195 metros sorted by stress score

MetroStateStressRiskPrice
CharlestonSC
71STRESS
58$436K
OlympiaWA
70STRESS
69$534K
KennewickWA
69STRESS
60$443K
SeattleWA
69STRESS
48$745K
SpokaneWA
68STRESS
54$425K
MilwaukeeWI
67STRESS
51$394K
BaltimoreMD
66STRESS
52$408K
FayettevilleAR
66STRESS
63$370K
NashvilleTN
65STRESS
54$458K
SalemOR
64STRESS
56$455K
BuffaloNY
63STRESS
46$295K
WashingtonVA
63STRESS
49$585K
Colorado SpringsCO
62STRESS
38$457K
DallasTX
61STRESS
42$367K
PhiladelphiaPA
61STRESS
47$395K
YakimaWA
61STRESS
54$358K
BridgeportCT
60STRESS
50$700K
PortlandOR
60STRESS
40$553K
AshevilleNC
59STRESS
45$430K
BremertonWA
59STRESS
36$588K
1\u201320 of 195
1/10
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Data: FRED · Zillow · Redfin · BLS · Freddie Mac · InsideAirbnb · Realtor.com · Claude AI

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